Job Description

Head of Home Underwriting
Dublin / Hybrid
€Competitive Salary + Bonus + Benefits

Top 3 Things to Know About this Role

1. Shape the Future of a Growing Home Portfolio
Take ownership of underwriting strategy, risk appetite, and portfolio performance for a growing Home Insurance book within a highly respected MGA environment.

2. Genuine Strategic Influence
Work directly with insurer partners, pricing, claims, analytics, and senior leadership to drive underwriting decisions, profitability, and long-term portfolio growth.

3. High-Autonomy Leadership Opportunity
Join a lean, ambitious business where your decisions will directly influence underwriting standards, portfolio performance, and insurer confidence.

The Role

Reporting into senior leadership, the Head of Home Underwriting will take responsibility for the technical underwriting performance and risk integrity of the Home portfolio.

Key responsibilities include:

• Define and develop Home underwriting strategy and risk appetite
• Own underwriting decision-making for complex and referred risks
• Lead underwriting governance, controls, and delegated authority compliance
• Monitor portfolio performance, exposure, and emerging risk trends
• Work closely with Pricing and Analytics on portfolio insights and trading outcomes
• Review claims trends and incorporate findings into underwriting strategy
• Act as the primary underwriting contact for insurer and capacity partners
• Support insurer audits, governance reviews, and delegated authority requirements
• Build strong relationships with key internal and external stakeholders
• Contribute to portfolio growth while maintaining underwriting discipline and profitability

The Person

We are keen to speak with candidates who can demonstrate:

• 5+ years' Home Insurance underwriting experience
• CIP qualification (essential)
• Technical underwriting leadership experience within an insurer or MGA
• Strong understanding of delegated authority arrangements
• Experience managing complex underwriting decisions and referrals
• Strong stakeholder management skills with insurers, brokers, and senior leaders
• Commercial awareness combined with strong underwriting discipline

Experience within an MGA environment, Home portfolio development, or product growth initiatives would be highly advantageous.

The Rewards

• Senior leadership opportunity
• High degree of autonomy and influence
• Hybrid working model
• Bonus and benefits package
• Opportunity to shape a growing Home portfolio
• Exposure to senior insurer and capacity provider relationships